:root{--green-900: #1f4d3a;--green-700: #2f6b4f;--olive: #6f8f6a;--charcoal: #1e1e1e;--gray: #6b6b6b;--background: #f7f7f5;--white: #ffffff;--line: #dfe4dc;--max-width: 1120px;--radius: 8px;color-scheme:light;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--background);color:var(--charcoal);font-size:16px;line-height:1.65}body,button,input,select,textarea{font:inherit}a{color:var(--green-900);text-decoration-thickness:1px;text-underline-offset:.2em}a:hover{color:var(--green-700)}img,svg{max-width:100%}.site-header{background:#f7f7f5f5;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10;backdrop-filter:blur(14px)}.header-inner,.footer-inner,.section-inner{width:min(calc(100% - 32px),var(--max-width));margin:0 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0}.section.green{background:var(--green-900);color:var(--white)}.section.white{background:var(--white)}.eyebrow{color:var(--green-700);font-size:.78rem;font-weight:800;letter-spacing:.12em;margin:0 0 12px;text-transform:uppercase}.green .eyebrow{color:#c7d9c1}h1,h2,h3{color:var(--green-900);font-weight:800;letter-spacing:0;line-height:1.12;margin:0}.green h1,.green h2,.green h3{color:var(--white)}h1{font-size:clamp(2.25rem,5vw,4.1rem);max-width:920px}h2{font-size:clamp(1.75rem,3vw,2.55rem)}h3{font-size:1.35rem}p{margin:0}.lead{color:var(--gray);font-size:clamp(1.04rem,1.6vw,1.2rem);max-width:760px}.green .lead{color:#edf4ea}.hero{padding:64px 0 50px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,.85fr);gap:36px;align-items:center}.hero-copy{display:grid;gap:20px}.hero-panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.hero-panel h2{font-size:1.1rem;margin-bottom:18px}.check-list,.plain-list{display:grid;gap:12px;list-style:none;margin:0;padding:0}.check-list li,.plain-list li{position:relative;padding-left:26px}.check-list li:before,.plain-list li:before{background:var(--olive);border-radius:999px;content:"";height:8px;left:0;position:absolute;top:.72em;width:8px}.button-row{display:flex;flex-wrap:wrap;gap:14px}.button{align-items:center;border:1px solid var(--green-900);border-radius:var(--radius);display:inline-flex;font-weight:800;justify-content:center;min-height:48px;padding:12px 18px;text-decoration:none}.button.primary{background:var(--green-900);color:var(--white)}.button.primary:hover{background:var(--green-700);border-color:var(--green-700);color:var(--white)}.button.secondary{background:transparent;color:var(--green-900)}.button.secondary:hover{background:#eef3ec;color:var(--green-900)}.green .button.secondary{border-color:#c7d9c1;color:var(--white)}.green 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var(--line);border-radius:var(--radius);display:grid;gap:12px;padding:22px}.card-link{color:var(--charcoal);text-decoration:none;transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease}.card-link:hover{border-color:var(--olive);box-shadow:0 10px 24px #1f4d3a1a;color:var(--charcoal);transform:translateY(-2px)}.card-link:focus-visible{outline:3px solid rgba(111,143,106,.45);outline-offset:3px}.insight-card h2{font-size:1.35rem}.read-more,.coming-soon{color:var(--green-700);font-size:.9rem;font-weight:800;margin-top:4px}.coming-soon{color:var(--gray)}.article-hero{background:var(--background)}.article-header{max-width:880px}.article-layout{display:grid;grid-template-columns:minmax(220px,.36fr) minmax(0,.9fr);gap:42px;align-items:start}.article-summary{background:#eef3ec;border-left:5px solid var(--green-700);border-radius:var(--radius);padding:22px;position:sticky;top:92px}.article-summary p:last-child{color:var(--charcoal);font-weight:700}.article-body{max-width:780px}.article-body>*+*{margin-top:18px}.article-body h2{font-size:clamp(1.55rem,2.2vw,2.1rem);margin-top:36px}.article-body h3{font-size:1.15rem;margin-top:26px}.article-body ul,.article-body ol{margin-bottom:0;padding-left:24px}.article-body li+li{margin-top:10px}.references{color:var(--gray);font-size:.92rem}.article-disclaimer{background:var(--background);border:1px solid var(--line);border-radius:var(--radius);margin-top:34px;padding:22px}.article-disclaimer h2{font-size:1.35rem;margin-top:0}.card .meta{color:var(--green-700);font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.service-card{min-height:100%}.service-card ul{display:grid;gap:8px;margin:0;padding-left:18px}.callout{background:#eef3ec;border-left:5px solid 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iframe{display:block;max-width:100%}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}label{color:var(--charcoal);display:grid;font-weight:800;gap:8px}input,select,textarea{background:var(--background);border:1px solid #cfd8cd;border-radius:var(--radius);color:var(--charcoal);min-height:46px;padding:10px 12px;width:100%}textarea{min-height:150px;resize:vertical}input:focus,select:focus,textarea:focus,.button:focus-visible,.site-nav a:focus-visible,.brand:focus-visible{outline:3px solid rgba(111,143,106,.45);outline-offset:3px}.form-note{color:var(--gray);font-size:.92rem}.site-footer{background:var(--charcoal);color:#ededeb;padding:38px 0}.footer-inner{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:28px}.footer-title{color:var(--white);font-size:1.15rem;font-weight:800;margin-bottom:10px}.footer-nav{display:flex;flex-wrap:wrap;gap:14px 20px;justify-content:flex-end}.footer-nav a{color:#ededeb;font-weight:700;text-decoration:none}.footer-nav a:hover{color:#c7d9c1}.copyright{color:#c9c9c6;font-size:.9rem;margin-top:18px}@media(max-width:860px){.header-inner{align-items:flex-start;flex-direction:column;gap:14px;padding:16px 0}.site-nav{flex-wrap:wrap;gap:12px 18px}.hero-grid,.split,.advisor-profile,.article-layout,.footer-inner{grid-template-columns:1fr}.article-summary{position:static}.advisor-photo{max-width:360px}.card-grid,.field-grid{grid-template-columns:1fr}.footer-nav{justify-content:flex-start}}@media(max-width:560px){.section{padding:42px 0}.hero{padding:48px 0 38px}.hero-panel,.card,.contact-form{padding:20px}.site-nav .nav-cta{width:100%;text-align:center}}